A quick, no-jargon way to see where you stand. Pop in a few numbers, get an instant estimate, and find out how to keep more of what you've worked for in the family.
Your marital status changes which allowances you can claim.
Add things up at today's value, before any tax.
There's an extra £175,000 allowance if your home goes to children or grandchildren.
Anything left to a UK spouse or charity is fully exempt. Charity gifts of 10%+ also drop the rate to 36%.
From April 2026, the first £2.5m of qualifying business or farm assets is fully relieved. Above that, it's 50% relief.
If you've gifted money or assets recently, they may still count. Taper relief reduces the tax (not the value) after 3 years.
An estimate is a starting point, not a plan. With proper advice, most estates can reduce their inheritance tax bill significantly. Book a free, no-obligation chat with one of our consultants and see what's possible.
